maybe the birthday party isn't so great after all. if you hope to get another one, we have to get ourselves together. jay, the man who until recently was inside the obama administration and responsible for the implementation of president obama's health care law and victoria defrances defrancesco soto. what has been happening. >> well, a lot. insurance companies can't cut off coverage once you reach a certain limit. and most importantly, insurance companies that spend more than 20% of the dollar on profit, they have to refund money to people and in 2012 people around the country got more than a billion dollars back from their nurks that did not comply with the rules. >> and when you talk to your constituents, are people feeling the aca. the the data says people are saying, i haven't been personally impacted by this. >> well, young people have certainly ben the first group of beneficiarie beneficiaries. and it's had an impact on them. i think the hurry to repeal is because teem don't want to see the benefits. we have seen 5$5.7 billion